When Applying for a Real Estate Loan
1. Thou shalt not change jobs, become self-employed or quit your job.
2. Thou shalt not buy a car, truck or van (or you may be living in it)!
3. Thou shalt not use charge cards excessively or let your accounts fall behind.
4. Thou shalt not spend money you have set aside for closing.
5. Thou shalt not omit debts or liabilities from your loan application.
6. Thou shalt not buy furniture.
7. Thou shalt not originate any inquiries into your credit.
8. Thou shalt not make large deposits without first checking with your loan officer.
9. Thou shalt not change bank accounts.
10. Thou shalt not co-sign a loan for anyone.
Wednesday, July 7, 2010
Saturday, July 3, 2010
2645 W 98TH Street, Evergreen Park 60805
If the 30+ photo's in this photoblog do not display, click on the title bar and the slide show will begin! Let me know if you have any problem!
thanks, Rob...
Contact: Robert Jarvis - Keller Williams Realty
Call or Text: 773-852-7759
Website: http://www.anopenhome.com/
Newer! BEAUTIFUL OPEN 3 BEDROOM / 2 BATH MULTI LEVEL DREAM HOME READY FOR YOUR ARRIVAL!
thanks, Rob...
Contact: Robert Jarvis - Keller Williams Realty
Call or Text: 773-852-7759
Website: http://www.anopenhome.com/
Newer! BEAUTIFUL OPEN 3 BEDROOM / 2 BATH MULTI LEVEL DREAM HOME READY FOR YOUR ARRIVAL!
1990 CONSTRUCTION, GORGEOUS SUN SOAKED EAT IN KITCHEN WITH SKY LIGHT, GLEAMING HARDWOOD FLOORS THROUGH OUT.
SPLIT LEVEL W/ ROOM FOR OFFICE, SEPARATE FAMILY ROOM OR KIDS PLAY SPACE, LARGE SUB BASEMENT TO EXPAND.
GENEROUS 2.5 CAR GARAGE W / EXTRA (3RD) SPACE FOR GUESTS.
GREAT SCHOOLS AND GREAT HOME.
2008 Taxes: $4,712
Master Bedroom: 14X11
2nd Bedroom: 14X9
3rd Bedroom: 10X10
Living Room: 16X12
Dining Room: 9X9
Kitchen: 14X10
Family Room: 21X12
Office: 10X10
2008 Taxes: $4,712
Master Bedroom: 14X11
2nd Bedroom: 14X9
3rd Bedroom: 10X10
Living Room: 16X12
Dining Room: 9X9
Kitchen: 14X10
Family Room: 21X12
Office: 10X10
#3. Get Rid of Evidence of Kids
OK, well, let’s not get rid of the kids! It's just that your home needs to appeal to the largest audience. It's ok to let potential buyers understand your home is "kid-friendly", but make sure it doesn't look like every neighborhood kid has a place in your home. You are not running a day care center; you're trying to sell your home.
Get rid of strollers on the porch, inflatable kiddy pools in the back yard and any toys that may be lying around in the hallway. Get rid of baby gates and make sure there are no handprints or crayon drawings on the wall. Studies have also shown that homes that have kid’s stuff strewn about are considered to be less hygienic or valuable than those that don’t.
Friday, July 2, 2010
MSN Home Page "17 secrets real-estate insiders won’t tell you"
Yup, 17 real estate secrets revealed", then to make it sound facinating, they script the text below to say: "Find out what the industry insiders don't want you to know. Like the fact that you can probably sell your home without hiring an agent."
I had to read all 17 pages and here are the results of their "real esate insider burns".
Real-estate agent: "My fees are negotiable."
Real-estate agent: "You can probably do this without me."
Real-estate agent: "I know zilch about zoning."
Home inspector: "Your idea of a home inspection isn't necessarily the same as mine."
Home inspector: "I'm not climbing up on your roof."
Home inspector: "I've been known to cause more damage than I find."
Homebuilder: “I’ll build your house on marshmallow.”
Homebuilder: “I won’t just cut corners — I’ll sever them.”
Homebuilder: “Your warranty may be worthless.”
Contractor: “My license is laughable.”
Contractor: “I’ll be back when I feel like it.”
Contractor: “If it looks good, I don’t care if it’s done right.”
Landscaper: “My sprays are real killers, all right.”
Landscaper: “Don’t expect a refund if your garden croaks.”
Landscaper: “What I’m doing won’t necessarily make your home more valuable.”
Architect: “You may not need me at all.”
Architect: “My drawings aren’t really builder-ready.”
Well, it was a fun read while it lasted... It's funny how the media can draw you in. But, buyers and sellers should be aware and check references, check with local ordinances, etc...
I had to read all 17 pages and here are the results of their "real esate insider burns".
Real-estate agent: "My fees are negotiable."
Real-estate agent: "You can probably do this without me."
Real-estate agent: "I know zilch about zoning."
Home inspector: "Your idea of a home inspection isn't necessarily the same as mine."
Home inspector: "I'm not climbing up on your roof."
Home inspector: "I've been known to cause more damage than I find."
Homebuilder: “I’ll build your house on marshmallow.”
Homebuilder: “I won’t just cut corners — I’ll sever them.”
Homebuilder: “Your warranty may be worthless.”
Contractor: “My license is laughable.”
Contractor: “I’ll be back when I feel like it.”
Contractor: “If it looks good, I don’t care if it’s done right.”
Landscaper: “My sprays are real killers, all right.”
Landscaper: “Don’t expect a refund if your garden croaks.”
Landscaper: “What I’m doing won’t necessarily make your home more valuable.”
Architect: “You may not need me at all.”
Architect: “My drawings aren’t really builder-ready.”
Well, it was a fun read while it lasted... It's funny how the media can draw you in. But, buyers and sellers should be aware and check references, check with local ordinances, etc...
Thursday, July 1, 2010
Flood Insurance Program Extension
Also on June 30, the Senate passed the National Flood Insurance Program Extension Act of 2010 (H.R. 5569), extending it until September 30, 2010. This retroactive bill will allow transactions to move forward and covers the lapse period from June 1, 2010 to the date of enactment of the extension.
"This is great news for home buyers and sellers who live in flood-prone areas and the REALTORS® who work with them," said C.A.R. Past-President Mike Golden, co-founder of @properties. "Especially in the suburbs, where there tend to be more floodplains, this extends critical insurance coverage opportunities to people who might otherwise not be able to obtain it. I applaud this legislation."
** As reported by the Chicago Association of Realtors
"This is great news for home buyers and sellers who live in flood-prone areas and the REALTORS® who work with them," said C.A.R. Past-President Mike Golden, co-founder of @properties. "Especially in the suburbs, where there tend to be more floodplains, this extends critical insurance coverage opportunities to people who might otherwise not be able to obtain it. I applaud this legislation."
** As reported by the Chicago Association of Realtors
Homebuyer Tax Credit Closing Extension
Homebuyers and REALTORS® in Chicago and nationwide can finally exhale: on June 30 Congress passed an extension of the Homebuyer Tax Credit closing deadline, the Homebuyer Assistance and Improvement Act (H.R. 5623). The extension applies only to transactions that have ratified contracts in place as of April 30, 2010 that have not yet closed. The new closing deadline for eligible transactions is September 30, 2010. There will be no gap between June 30 and the date the President signs the bill into law.
"The Homebuyer Tax Credit has had an extremely positive affect on the housing industry and the economy, and been a boon to thousands of American families who used it to achieve the dream of homeownership," said C.A.R. President Genie Birch, ABR, GRI, CIPS, Broker Associate with Koenig & Strey Real Living. "Without this extension, the tax credit’s full benefits would not have been realized. We are grateful to the Congressional leaders who helped enact this legislation."
NAR worked closely with Congress on both sides of the aisle to achieve the extension, which will provide additional stability to real estate markets in Chicago and across the nation.
** As reported by the Chicago Association of Realtors
"The Homebuyer Tax Credit has had an extremely positive affect on the housing industry and the economy, and been a boon to thousands of American families who used it to achieve the dream of homeownership," said C.A.R. President Genie Birch, ABR, GRI, CIPS, Broker Associate with Koenig & Strey Real Living. "Without this extension, the tax credit’s full benefits would not have been realized. We are grateful to the Congressional leaders who helped enact this legislation."
NAR worked closely with Congress on both sides of the aisle to achieve the extension, which will provide additional stability to real estate markets in Chicago and across the nation.
** As reported by the Chicago Association of Realtors
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